[redhatman]

I am just kind of mad at my bank right now. I got charged $64 for overdrawing twice($32 a pop). I knew I was low on money, so before I would go spend money I would check the atm for my account balance. If I had money, I would get what I needed. So I checked it, it was $26 left on my card. I spent 13. Little did I know, I had bought gas the day before, putting it under ($60) and the bank did not have the updated balance for me. I was all fine until I spent the $13. I was charged $32 overdraw.

I then needed some more items so i went to the atm again, it still said the + amount so I went ahead and figured the $13 didnt go through yet so I kept it under $13 again.

I got charged another $32.

I called the bank and spoke to 3 different people. I did get refunded for one, but they refuse to refund the other one. They said I should be the one keeping records and my balance. She told me I should be my own banker and not to rely on the online banking or atms....

I still do not understand why it would let me spend money that I did not have. They will not refund me for that excuse either.

What do you think? Any ideas I should try to get the refund?