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Originally Posted by ants84olds switch to a credit union. at the credit union im with if the checking goes low they will pull from the savings and only charge $2. i had wamu before and will not go back because of all the stupid fees. |
Banks to that too.... At least I know Huntington does. And they don't charge you a dime.
I like credit unions, but you're stuck using their ATM or you get hit with fees...fees to take your own damn money out.
When i switch, I'm going to Bank of America... They offer that round up change to savings. For those of you that don't know....if you purchase something on your debit card...say for 2.19 total, 81 cents would get deposited to your savings account automatically.
I never balance a check book, I do 99% of my banking via the web and ATMs.
The only time I go inside is if I have a large check or cash to deposit....otherwise, hold your receipts.
The bank was right, but they shouldn't have treated you in that manner.
I've deposited money via ATMs before 4PM and that person that entered into the system missed the deposit, got smacked with overdraft fees. I'd call the bank and say here's my receipt, the branch number and time....and they'd refund my fees within a few minutes. I've had to do that twice over the past 5 years or so....they actually treat me very nice.